What is a Pawn?

A pawn is a cash loan secured with collateral that is kept at the pawn shop for the term of the loan.

Anyone 18 years or over with a valid ID may pawn their items. If you live in the San Diego area and need quick cash, come to Royal Loan. Just bring your collateral (jewelry, gold,guns,guitars….).

  • There are no credit checks, no loan applications and no monthly payments.

  • If you don't pick up your item, it does not negatively affect your credit.

  • The loan term is 4 months and may be extended with payment of loan fees.

  • All interest rates are regulated by the State of California.

  • All information is held in the strictest of confidence.

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How to Pawn

Bring your item of value in to the store where we can evaluate the loan amount. Once we agree on a price, present your valid state ID or DL and we will fill out the form. All loans are valid for 4 months with a 10 day grace period. You may come in anytime during the loan period and pick up your item.